If you have a disability or injury that leaves you unable to work, federal law requires that your employer must provide some form of long-term disability benefits. But not all workers are covered by this law. How do you know if you qualify? What should the average person watch out for? And when should you consider hiring a lawyer for long-term disability benefits in the United States? We’ve got answers to these questions and more in this post.
Disability insurance is a way for workers to receive a portion of their salary if they are unable to work because of an injury or illness. These policies can be purchased in the private market, but since most employers offer this type of coverage, many people never bother to purchase their own policy. This is one reason why it’s important to know whether your employer provides long-term disability benefits. If they do, there’s really no need to purchase your own policy. You can find various medical conditions that qualify for long-term disability in the U.S. However, it is sometimes better to have the legal assistance of an experienced lawyer by your side for better chances of your application being approved.
Why Should You Hire a Lawyer for Social Security Disability Benefits?
It’s hard to know what the right course of action is when it comes to filing for disability benefits. Should you file your own application? Or should you hire a lawyer for social security disability benefits? We’ve laid out some reasons why you should consider hiring a lawyer in this post.
Before you make your decision, it’s important to understand what qualifies as a disability under the law. In general, a person is considered disabled if they are unable to work because of their injury or illness and if these conditions prevent them from doing any type of job for at least 12 months. If this is you, then it might be worthwhile to file an application for social security disability benefits.
A Social Security Disability attorney by your side can greatly improve your chances of being approved for disability benefits. In fact, according to the Social Security Administration, workers that hire an attorney for social security disability benefits have a 33% success rate when compared to 18% for those who file their own claims. This means that if you are disabled and pursuing social security disability benefits, you should seriously consider hiring a lawyer.